If your account does not have sufficient funds at the time your Bill Pay payments are posted, your payments will be designated as non-sufficient funds (NSF). Your account will be charged for each NSF item. The fee charged will be assessed on your account at the time your monthly service fee is debited. To avoid NSF fees, you can setup overdraft proection on your accounts. For more information or to sign up for overdraft protection select the related link below.

If a payee will accept electronic payments, your bills will be paid electronically. However, those payees who cannot accept payments electronically will receive a check through the mail. To sign up for Bill Pay select the link to the Home banking Application below. If you already have access to Home banking simply contact members services to setup Bill Pay.

Yes, for your safety, the Bill Pay is located on the secure Home banking's platform. You then need only one password for both Bill Pay and Home banking.

YES! You get 3 months free Bill Pay, FREE if you pay more than 5 bills in 1 month, and only $4.95 a month if you don't pay more than 5 bills a month. You can pay an unlimited number of bills online with virtually no need to ever lick envelopes, pay postage or go to the post office again. All you need is a computer with access to the Internet to start paying your bills online. To sign up for Bill Pay simply fill out the Home banking application (a link to the application is found below).

You can pay practically anyone using Bill Pay including, charge accounts, utilities, auto loans, even your doctor or day-care center. There are, however, organizations that will not accept payments via any Internet-based bill payment system, such as the IRS and other taxing entities. To sign up for Bill Pay select the link to theHome banking Application below.

To see if a payee has received your payment you can contact your payee or review your account either online or in next month's statement to determine if payment has been debited from your account.

No, it is not necessary to notify your payees that you will be submitting your payments through Bill Pay.

Bill Pay is the fast, easy and secure way to receive, pay and manage bills online from the convenience of your PC. You can make unlimited payments from your computer and you'll eliminate the postage, licking envelopes and going to the post box to pay bills each month. To sign up for Bill Pay you need to have already registered for Home banking. Contact member services if you need help signing up for home banking. Bill pay is available if you have a checking account with us.

Use Bill Pay as often as you choose, whenever you want. For only $4.95 a month you can make unlimited payments to virtually anyone. To sign up for Bill Pay you need to have already registered for Home banking. To sign up for Home banking select the link to the Home banking Application below. If you are already registered for Home banking, simply contact member services to sign up for Bill Pay.

Payments made using the Bill Pay are deducted from your checking account shortly after they are processed. It will appear on your statement as a deduction.